Month-to-month spending RM3,000.00 to RM5,000.00, greatest card is Alliance financial Platinum Card at cash back price between 0.96per cent to 1.38per cent. Appropriate near are Alliance financial Younique mastercard at cash back rates between 0.94% to 1.37percent.
Monthly investing RM5,000.00 to RM100,000.00, ideal credit try Affin financial at money back speed of 0.80per cent..
Monthly using RM100,000.00 and above better cards are general public Bank Platinum credit at cash return rates of 0.90percent.
With relate to above bottom line, you may be even more innovative combine & accommodate the above card to optimize your finances discount. For instance, for monthly spending of RM15,000.00 , fee RM5,000.00 to Alliance lender Platinum credit, subsequent RM5,000.00 to Alliance financial Younique Card as well as the others to Affin Bank bank card. Merely use your imagination.
But if you plan doing their searching at any certain merchant having unique money back venture this type of at large, then it’s preferable to need monster Citibank Credit Card because they provide the greatest money discount at this specific business.
Any suggestions or anything you wish to mention, go ahead and set their commentary.
Inform (11 February 2010)
1. Standard Chartered was actually introducing expectations Chartered JustOne Titanium Mastercard that offer doing 5per cent earnings discount. Hunt here for facts.
2. Hong Leong lender have 1percent money rebate cards via her VISA crucial mastercard.
hello, i do believe u miss out 1 cards from HLB. vital card from HLB with 1% earnings rebate for many acquisition without any capping amount.
Yes used to do miss the cards you mentioned. As I performed the comparison in March 2009, that cards is however to-be reintroduced to the markets. However, I have a post on VISA Essential Card if the credit ended up being reintroduced in November 2009. Look at the posting point under this article.
As I have significantly more spare time, i’ll include this card into the research as well.
Hi, think about Ambank charge cards? worthwhile present? tq
Could there be or will there be any most recent assessment for earnings rebate credit?
If you are looking at credit card that offer cashback on all transaction next consider Hong Leong Essential cards and Alliance Younique/Platinum credit. Essential card give 1% discount unlimited amount while alliance to 1.38per cent.
Should you decide see certain merchant credit, search for AMEX silver mastercard, 5X guidelines at Hypermarket & Petrol. 5X factors equivalent to 2.5percent discount.
Alternalive seek Alliancee lender Debit cards. They’ve 3 notes. Classic 1%, Platinum 1.5percent & advanced 2per cent rebate.
I might upgrade the testing later.
SCB only one titanium you can forget in malaysia. They restore liao.
Thanks a lot to suit your email.
Regarding the below discussed thing, kindly bear in mind that traditional Chartered financial Malaysia have discontinued the Justone Titanium charge card. We ask to vary that cards is likely and usable in Malaysia but the aspects commonly in your area propelled.
We hope we clarified the matter available. Thanks a lot.
Yes, they stop but we are able to acquire one earlier. I am hoping i could however deploying it for some extra age. ??
You really need to think about that the quantum of annual charge may off-set a lot of the cash-back rebate. If a financial waives the annaul fee (like EON/HL/CIMB-direct access), the advantage is equal to using RM 10000 with a 1per cent cash back or RM20000 with a 0.5% cash return. A lot of us don’t also spend that amount of money on our very own credit cards in annually, very think hard.
You much better ask the financial institution to waive the annual cost. Many lender will waive it.